Terms of Service

TERMS OF SERVICE

Last Updated: December 7, 2025

These Terms of Service (“Terms”) govern your use of the True Empire Enterprises website and services. By using our website or purchasing any service, you agree to be bound by these Terms.

1. Services Provided

True Empire Enterprises provides credit education, credit consulting, credit analysis, and personalized recommendations.

We do not guarantee specific outcomes, score increases, or deletions.

2. Educational Purpose Only

All information provided is for educational purposes.

We are not attorneys, CPAs, or licensed financial advisors.

Nothing on this website is legal or financial advice.

3. Client Responsibilities

You agree to:

• Provide accurate information

• Communicate as needed

• Submit required documents

• Follow the action plan for best results

Failure to follow instructions may impact your results.

4. Payments & Refunds

All payments are final.

Because services begin immediately (digital delivery, assessments, and custom plans), no refunds are offered.

5. Results Disclaimer

Your results depend on your credit history, responsiveness, bureaus, and creditors.

We do not guarantee:

• Credit score increases

• Removal of specific accounts

• Loan approvals

• Funding approvals

6. Limitation of Liability

We are not responsible for:

• Decisions made by credit bureaus or creditors

• Delayed responses

• Identity theft occurring outside our systems

• Financial decisions you make

Use of our services is voluntary and at your own risk.

7. Intellectual Property

All content, products, PDFs, templates, and materials are property of True Empire Enterprises.

You may not copy, sell, or distribute them without permission.

8. Termination of Services

We may discontinue services for:

• Abuse or disrespect

• Fraudulent submissions

• Violation of these Terms

9. Governing Law

These Terms are governed by the laws of the United States.

10. Contact

Email: [email protected]